Tuesday, January 15, 2013

Free Write

I like to travel.  I spend a lot of time on the road traveling for my family going anywhere from Kansas to Albama.  One of my favorite places is the south where all the people are very frioendly.  They love that you are there and want to make you feel welcome.  My favorite place is either Louisana or Alabama because of this famliy feeling.  The people here will talk to you about anything and still have that feeling of sitting on the front porch and knowing their neighbor.  When we I travel I go and call on agents.  We own a regional marketing office so we are the overhead to over 500 agents in 8 states.  We go into theeir office and tell them we are going to add value to their business.  One of the first things we do is ask wether they would like to increase their income.  this immeaditly gets their attention becasue what person doesnot want this.  We then explain to them we take nothing off what they would make we to an overide which is a commision that is based on a percentage.  For instance the agents would get 100% and we would get 18 - 25 % over that.  We will go to all the main street property and casulty insurance agencies we can find in towns mostly rual areas.  The reason we do this is beacause they generally need to get a hiogher income becasue property and casulity insurance companies are always cutting comissions. After I tell them about adding value to their business I ask them wether they sell life and health insurance.  If they do not we try to help them learn if they do then we try and help them get better.  We represent the top thirty companies in the country so they at all times would be getting the best deal.  We have to be careful as to what companies we go to becasue for instance you cant go to what they call a captive agency you can only to to independent agencies.


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